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Recent content by Hoca

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    How to Buy a House for Sale by Owner

    The standard narrative of buying a house involves a real estate agent. The Realtor acts as your tour guide, guiding you not only through available homes, but also through the complicated process of becoming a… The post How to Buy a House for Sale by Owner appeared first on Crediful.
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    Which Credit Scores Do Mortgage Lenders Use?

    When applying for a mortgage, it’s essential to understand the credit scores that mortgage lenders use to assess your creditworthiness. By familiarizing yourself with these models, you can better prepare for the mortgage application process… The post Which Credit Scores Do Mortgage Lenders Use...
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    The Pros and Cons of Rent-to-Own Homes

    Rent prices are on the rise, with the average cost increasing 18% between 2017 and 2022. But buying a home requires a hefty down payment and good credit. Renting to own your home can give… The post The Pros and Cons of Rent-to-Own Homes appeared first on Crediful.
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    What Is the Minimum Credit Score to Buy a House?

    Renting a house or apartment comes with several perks, like minimal commitment to live in one place. After a certain point, however, most people want to put down roots and purchase their own home. Owning… The post What Is the Minimum Credit Score to Buy a House? appeared first on Crediful.
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    Cash-Out Refinance: What Is It, and How Does It Work?

    There may come a time when you need to access a large amount of cash to pay off credit card debt or fund home improvements. And when that happens, you can consider using one of… The post Cash-Out Refinance: What Is It, and How Does It Work? appeared first on Crediful.
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    What Is a Reverse Mortgage, and How Does It Work?

    Reverse mortgages can be an attractive option for seniors who want to supplement their retirement income, pay off debts, or make home improvements. However, they should be carefully considered as they can have significant financial… The post What Is a Reverse Mortgage, and How Does It Work...
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    9 Best Lenders for FHA Loans of 2024

    Buying a home can be a daunting task. However, there are programs in place for first-time homebuyers to make it a little easier. One of the ways you can get a mortgage, even if you… The post 9 Best Lenders for FHA Loans of 2024 appeared first on Crediful.
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    How to Buy a House With No Down Payment

    Many people want to buy a home but think it isn’t possible because they don’t have money to put toward a down payment. Traditionally, lenders require a 20% down payment toward your mortgage. But a… The post How to Buy a House With No Down Payment appeared first on Crediful.
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    How Much Does It Cost to Replace a Roof in 2024?

    A roof over your head is a great blessing. However, homeownership has its ups and downs. One of those low points might be shelling out thousands of dollars to replace the roof that has protected… The post How Much Does It Cost to Replace a Roof in 2024? appeared first on Crediful.
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    How Much Does it Cost to Refinance a Mortgage?

    Refinancing a mortgage is a decision that can have a significant impact on your financial journey. It’s a process where you replace your existing mortgage with a new one, often with different terms and interest… The post How Much Does it Cost to Refinance a Mortgage? appeared first on Crediful.
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    What Is a Home Warranty?

    Settling into your dream home should be a time of joy, not stress over unexpected appliance or system failures. Whether it’s an air conditioner failing in the heat of summer or a dishwasher flooding your… The post What Is a Home Warranty? appeared first on Crediful.
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    Mortgage Prepayment Penalty: What It Is and How to Avoid It

    While many people dream of paying for a home in cash, this goal can be very challenging. Housing prices are surging all over the country, and some markets are so pricey it could take decades… The post Mortgage Prepayment Penalty: What It Is and How to Avoid It appeared first on Crediful.
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    How Does a No-Closing-Cost Refinance Work?

    Are you considering refinancing your mortgage, but hesitant about the high cost of closing? A no-closing-cost refinance may be the solution for you. In this article, we’ll explain what a no-closing-cost refinance is, how it… The post How Does a No-Closing-Cost Refinance Work? appeared first on...
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    How to Refinance a Mortgage (8 Easy Steps)

    It doesn’t matter how long ago you purchased your house, whether it’s been just a few years or several decades. Consider re-evaluating your current mortgage and living situation to determine whether a refinance could benefit… The post How to Refinance a Mortgage (8 Easy Steps) appeared first on...
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    Should I Use a Mortgage Broker?

    When it comes to buying a home, the significance of securing a mortgage with a competitive rate cannot be overstated. Imagine finding your dream home, only to realize the financial burden of a less-than-ideal mortgage… The post Should I Use a Mortgage Broker? appeared first on Crediful.
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